401 Summit St, Center Point, IA 52213 Property Records

Linn County property record for 401 Summit St, Center Point, IA 52213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1968
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Sep 2020)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05094-34002-00000`

Property Details

APN / Parcel Number

Primary APN	`05094-34002-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 SUMMIT ST
City	CENTER POINT
State	IA
Zip	52213-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVERICHS & TH PT FR LOT 11 BRICES LYG SELY OF NWLY LN SD LOT 1 PRO SWLY TO SWLY LN OF SD LT 11 BRICES LOT 1 BLOCK 14
Legal Range	8W
Legal Township	85N
Legal Section	09
Legal Subdivision	LEVERICHS
Legal Block	14
Legal Lot Number	11,1
Jurisdiction	LINN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2065
Census Tract	10200

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SUMMIT ST, CENTER POINT, IA 52213-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jun 13, 2013 · Amount on Record
Deed Book / Page	10761 / 310
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0073440198
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 1, 2020
Property Address	401 SUMMIT ST, CENTER POINT, IA 52213-9535
Document Number	0107610310
Book / Page	010761 / 000310
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SUMMIT ST CENTER POINT IA 522139535, CENTER POINT, IA 52213-9535

Mortgage

Document Number	107610312
Date	Sep 1, 2020
Book Page	010761/000312

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Center Point City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,100 (-) Land $16,400 Building $187,700	$204,100 (-) Land $16,400 Building $187,700
2025	$3,422.00	$204,100 (+4.56%) Land $16,400 Building $187,700	$204,100 (+4.56%) Land $16,400 Building $187,700
2024	$3,422.00 (+0.82%)
2023		$195,200 Land $16,400 Building $178,800	$195,200 Land $16,400 Building $178,800
2022	$3,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20