409 Summit St, Center Point, IA 52213 Property Records

Linn County property record for 409 Summit St, Center Point, IA 52213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Sep 2008)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05094-34001-00000`

Property Details

APN / Parcel Number

Primary APN	`05094-34001-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	70 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 SUMMIT ST
City	CENTER POINT
State	IA
Zip	52213-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVERICHS & NWLY 60 SELY 120 FRL LOT 11 BRICES LOT 2 BLOCK 14
Legal Range	8W
Legal Township	85N
Legal Section	09
Legal Subdivision	LEVERICHS
Legal Block	14
Legal Lot Number	11,2
Jurisdiction	LINN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2065
Census Tract	10200

Owner

409 Summit St is owned and occupied by two individuals who acquired it in April 2012.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 SUMMIT ST, CENTER POINT, IA 52213-9535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2008 · Amount on File
Deed Sale	Sep 3, 2008 · Amount on File
Deed Document Number	2008200900013052
Deed Book / Page	7072 / 193
Last Transfer Date	Apr 25, 2012
Transfer Doc	0085830447
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	409 SUMMIT ST, CENTER POINT, IA 52213-9535
Document Number	0103910121
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 SUMMIT ST CENTER POINT IA 522139535, CENTER POINT, IA 52213-9535

Mortgage

Document Number	0103910121
Date	Jul 5, 2019
Book Page	010391/000121

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Jul 4, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Summit St was $3,232, up 2% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Center Point City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,600 (-) Land $16,400 Building $174,200	$190,600 (-) Land $16,400 Building $174,200
2025	$3,232.00 (+2.02%)	$190,600 Land $16,400 Building $174,200	$190,600 Land $16,400 Building $174,200
2024	$3,168.00
2023		$184,900 Land $16,400 Building $168,500	$184,900 Land $16,400 Building $168,500
2022	$3,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20