Linn County property record for 706 Summit St, Center Point, IA 52213
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,022 sqft · built 1940 |
| Lot Size | 0.132 acres (5,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jan 2024) |
| Tax Bill | $1,850 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05093-02011-00000 |
| Primary APN | 05093-02011-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 5,760 sqft (0.132 acres) |
| Street Address | 706 SUMMIT ST |
|---|---|
| City | CENTER POINT |
| State | IA |
| Zip | 52213-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST DIV W1/2 & SW 80 VAC ALLEY LYG BET LOTS 2 & 3 BLK 6 LOT 2 BLOCK 6 |
| Legal Range | 8W |
| Legal Township | 85N |
| Legal Section | 09 |
| Legal Block | 6 |
| Legal Lot Number | 2,3 |
| Jurisdiction | LINN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10200 |
706 Summit St is owned and occupied by two individuals who bought it in January 2024.
Source: Linn County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 12, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 15, 2022 | Contract Sale, Transfer · Land Contract NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on File |
| Deed Sale | Jan 12, 2024 · Amount on File |
| Prior Sale | Sep 28, 2022 · Amount on File |
| Deed Book / Page | 11522 / 44096 |
| Prior Transfer Date | Jan 11, 2024 |
| Prior Transfer Doc | 1152043988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Document Number | 2025023763 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025-023763 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Jan 12, 2024 |
| Property Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Document Number | 1152244096 |
| Book / Page | 11522 / 44096 |
| Instrument Date | Jan 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Document Number | 1152244100 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 11522/44100 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Nov 15, 2022 |
| Property Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Document Number | 1149800462 |
| Book / Page | 11498 / 462 |
| Instrument Date | Nov 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 SUMMIT ST, CENTER POINT, IA 52213-9365 |
| Date | Nov 15, 2022 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 706 Summit St was $1,850.
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Municipality | Center Point City |
| Unified School District | Center Point-Urbana Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,600 (-) Land $15,100 Building $88,500 | $103,600 (-) Land $15,100 Building $88,500 | |
| 2025 | $1,850.00 | $103,600 Land $15,100 Building $88,500 | $103,600 Land $15,100 Building $88,500 |
| 2024 | $1,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| USA Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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