Buncombe County property record for 515 Saddleback Ct, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,745 sqft · built 1991 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jul 2012) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 681246-2020-202 |
| Primary APN | 681246-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 698 sqft |
| Basement Area | 698 sqft |
| Finished Basement | 349 sqft |
| Unfinished Basement | 349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 681246-2020-202 |
|---|---|
| Street Address | 515 SADDLEBACK CT |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SUBDIV: HIDDEN VALLEY FARMS LOT: 88 PLAT: 0055-0062 |
| Legal Subdivision | HIDDEN VALLEY FARMS |
| Legal Block | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2206 |
Source: Buncombe County records · APN 681246-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2012 · Amount on Record |
| Deed Sale | Jul 25, 2012 · Amount on Record |
| Prior Sale | Jul 25, 2012 · Amount on Record |
| Deed Document Number | 20122473792 |
| Deed Book / Page | 5003 / 198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 515 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 0057490515 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 515 SADDLEBACK CT ASHEVILLE NC 288038503, ASHEVILLE, NC 28803-8503 |
| Document Number | 0057490515 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 005749/000515 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 515 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 0056400640 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 515 SADDLEBACK CT ASHEVILLE NC 288038503, ASHEVILLE, NC 28803-8503 |
| Document Number | 0056400640 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 005640/000640 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 (+5.04%) | $252,400 (+0.32%) Land $48,300 Building $204,100 | $252,400 (+0.32%) Land $48,300 Building $204,100 |
| 2024 | $1,548.00 (+3.27%) | ||
| 2023 | $1,499.00 | $251,600 | $251,600 (-0.32%) Land $47,500 Building $204,100 |
| 2021 | $252,400 Land $48,300 Building $204,100 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 63 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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