Buncombe County property record for 512 Saddleback Ct, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,608 sqft · built 1989 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $286,000 (Jan 2016) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 764096-2020-202 |
| Primary APN | 764096-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 370 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 764096-2020-202 |
|---|---|
| Street Address | 512 SADDLEBACK CT |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SUBDIV: HIDDEN VALLEY FARMS LOT: 92 PLAT: 0055-0062 |
| Legal Subdivision | HIDDEN VALLEY FARMS |
| Legal Block | 2 |
| Legal Lot Number | 92 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2206 |
Source: Buncombe County records · APN 764096-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on Record |
| Deed Sale | Jan 29, 2016 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Book / Page | 5393 / 456 |
| Prior Transfer Date | May 24, 2011 |
| Prior Transfer Doc | 0048860882 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 512 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056901255 |
|---|---|
| Date | Aug 06, 2018 |
| Book Page | 5690/1255 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 512 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061291736 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 6129/1736 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,268.00 (+320.78%) | $352,000 (+0.34%) Land $50,100 Building $301,900 | $352,000 (+0.34%) Land $50,100 Building $301,900 |
| 2024 | $539.00 (-74.21%) | ||
| 2023 | $2,090.00 | $350,800 | $350,800 (-0.34%) Land $48,900 Building $301,900 |
| 2021 | $352,000 Land $50,100 Building $301,900 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 63 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures