Buncombe County property record for 511 Saddleback Ct, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,236 sqft · built 1988 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2020) |
| Tax Bill | $2,811 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 765731-2020-202 |
| Primary APN | 765731-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,236 sqft Living Area |
| Gross Area | 4,052 sqft |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 84 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 765731-2020-202 |
|---|---|
| Street Address | 511 SADDLEBACK CT |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SUBDIV: HIDDEN VALLEY FARMS LOT: 87 PLAT: 0055-0062 |
| Legal Subdivision | HIDDEN VALLEY FARMS |
| Legal Block | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2206 |
Source: Buncombe County records · APN 765731-2020-202
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Book / Page | 5878 / 510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 6616001368 |
| Book / Page | 6616 / 1368 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 6616001368, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6616/1368 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060401887 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 6040/1887 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 25, 2020 |
| Property Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 0058780510 |
| Book / Page | 005878 / 000510 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 511 SADDLEBACK CT ASHEVILLE NC 288038503, ASHEVILLE, NC 28803-8503 |
| Document Number | 58780513 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 005878/000513 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 0055650626 |
| Book / Page | 5565 / 0626 |
| Map Reference | MB 55 PG 62 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7527 DARBY RDB, 7527, GOODLETTSVILLE, TN 37072 |
| Name | Verified Name |
|---|---|
| Address | 511 SADDLEBACK CT, ASHEVILLE, NC 28803-8503 |
| Document Number | 0055650629 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 5565/0629 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEVILLE, NC 28803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,811.00 (+4.93%) | $436,200 (+0.23%) Land $48,600 Building $387,600 | $436,200 (+0.23%) Land $48,600 Building $387,600 |
| 2024 | $2,679.00 (+3.32%) | ||
| 2023 | $2,593.00 | $435,200 | $435,200 (-0.23%) Land $47,600 Building $387,600 |
| 2021 | $436,200 Land $48,600 Building $387,600 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 63 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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