506 Saddleback Ct, Asheville, NC 28803 Property Records

Buncombe County property record for 506 Saddleback Ct, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,090 sqft · built 1988
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2021)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`643203-2020-202`

Property Details

APN / Parcel Number

Primary APN	`643203-2020-202`
Alternative APNs	`9655-61-7365-00000` `965519616381000` `008194104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	643203-2020-202
Street Address	506 SADDLEBACK CT
City	ASHEVILLE
State	NC
Zip	28803-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIV: HIDDEN VALLEY FARMS LOT: 93 & PT 94 PLAT: 0055-0062
Legal Subdivision	HIDDEN VALLEY FARMS
Legal Block	2
Legal Lot Number	93
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2000
Census Tract	2206

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 SADDLEBACK CT, ASHEVILLE, NC 28803-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Oct 11, 2004 · Amount on Record
Deed Book / Page	6080 / 32
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	506 SADDLEBACK CT, ASHEVILLE, NC 28803-8503
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062961334
Date	Feb 16, 2023
Book Page	6296/1334

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SKYLAND, NC 28776

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 15, 2021
Property Address	506 SADDLEBACK CT, ASHEVILLE, NC 28803-8503
Document Number	0060800032
Book / Page	6080 / 32
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 PINEHURST RD, 27, ASHEVILLE, NC 28805-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SADDLEBACK CT, ASHEVILLE, NC 28803-8503

Mortgage

Document Number	608035
Date	Jun 15, 2021
Instrument	6080/35

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+5.48%)	$400,100 (+0.7%) Land $50,300 Building $349,800	$400,100 (+0.7%) Land $50,300 Building $349,800
2024	$2,445.00 (+3.3%)
2023	$2,367.00	$397,300	$397,300 (-0.7%) Land $47,500 Building $349,800
2021			$400,100 Land $50,300 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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