Hillsdale County property record for 503 S Main St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,084 sqft |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $980 (Mar 2012) |
| Tax Bill | $569 (2021) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-045-001-031 |
| Primary APN | 20-045-001-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,292 sqft |
| Basement Area | 416 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 503 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 EXC COM NW COR SD LOT TH E 10 FT TH SW TO PT ON W LN SD LOT 10 FT S OF POB TH N 10 FT TO POB FULLER & PROUTY ADD SEC 2 |
| Legal Subdivision | FULLER & PROUTY ADD |
| Legal Tract | A |
| Legal Lot Number | 76,10 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 50400 |
503 S Main St is owned and occupied by an individual who acquired it in June 2018.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 S MAIN ST, READING, MI 49274-9806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jun 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on File |
| Deed Sale | Mar 16, 2012 · Amount on File |
| Prior Sale | Mar 16, 2012 · Amount on File |
| Deed Document Number | 01483/0626 |
| Deed Book / Page | 1483 / 0626 |
| Last Transfer Date | Jun 25, 2018 |
| Transfer Doc | 01694/0807 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 503 S MAIN ST, READING, MI 49274-9806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 503 S MAIN ST, READING, MI 49274-9806 |
| Document Number | 0001911/55 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 1911/55 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 25, 2018 |
| Property Address | 503 S MAIN ST, READING, MI 49274-9806 |
| Document Number | 01694/0807 |
| Book / Page | 1694 / 0807 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4202 S LA MESA DR, ENID, OK 73703-4737 |
| Name | Verified Name |
|---|---|
| Address | 503 S MAIN ST, READING, MI 49274-9806 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $28,000 | $55,960 Land $7,405 Building $48,555 | |
| 2021 | $569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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