515 Elm St, Oran, MO 63771 Property Records

Scott County property record for 515 Elm St, Oran, MO 63771

Property Summary

Property Type	Single Family Home
Details	744 sqft · built 1920
Lot Size	0.317 acres (13,800 sqft)
Owner	Individual Name on Record
Last Sale	$44,822 (Sep 2025)
Tax Bill	$139 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-4.0-18.00-001-006-007.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.00-001-006-007.00`

Interior

Stories	1 Story
Building Area	744 sqft Base Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Material	Composition Shingle
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	138 ft deep x 100 ft wide

Location & Zoning

Street Address	515 ELM ST
City	ORAN
State	MO
Zip	63771-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 1 FRANK MCGRAW'S 2ND ADDN ORAN PB 3/74 100 X 138
Legal Range	13E
Legal Township	28N
Legal Section	18
Legal Subdivision	FRANK MCGRAWS 2ND
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	SCOTT MO
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2007
Census Tract	780300

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 ELM ST, ORAN, MO 63771-6314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF ADVANCE
Sep 16, 2025	Warranty Deed, Transfer · Line of Credit BANK OF ADVANCE
Dec 23, 2020	Warranty Deed, Transfer
Dec 23, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Jun 6, 2025
Deed Document Number	20253960
Deed Book / Page	2025 / 3960
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	02020/6179
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	515 ELM ST, ORAN, MO 63771-6314
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SIMON TITLE COMPANY, SEMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/2354
Date	Jun 6, 2025
Book Page	2025/2354
Instrument	20252354

Lender

Name	BANK OF ADVANCE
Type	Bank
Address	ADVANCE, MO 63730

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Sep 16, 2025
Property Address	515 ELM ST, ORAN, MO 63771-6314
Document Number	02025/3960
Book / Page	2025 / 3960
Instrument Date	Sep 16, 2025
Instrument	20253960
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SIMON TITLE COMPANY, SEMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ELM ST, ORAN, MO 63771-6314

Mortgage

Document Number	0020253961
Date	Sep 16, 2025
Instrument	20253961

Lender

Name	BANK OF ADVANCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Dec 23, 2020
Property Address	515 ELM ST, ORAN, MO 63771-6314
Document Number	02020/6175
Book / Page	2020 / 6175
Instrument Date	Dec 18, 2020
Instrument	20206175
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MULBERRY ST, ORAN, MO 63771-6294
Investor	Possibly a Property Investor

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SCOTT MO
Recording Date	Dec 23, 2020
Property Address	515 ELM ST, ORAN, MO 63771-6314
Document Number	02020/6179
Book / Page	2020 / 6179
Instrument Date	Dec 18, 2020
Instrument	20206179
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Oran City
Unified School District	Oran R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,230 (-)
2025	$139.00 (+24.11%)	$2,230 (+4.69%)	$11,730 (+4.83%) Land $3,650 Building $8,080
2024	$112.00
2023		$2,130 (+1.91%)	$11,190 (+1.54%) Land $3,650 Building $7,540
2022		$2,090
2021			$11,020 Land $3,650 Building $7,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAN PWS serves 1,294 people · EPA ID MO4010604
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GoSEMO.

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