417 Elm St, Oran, MO 63771 Property Records

Scott County property record for 417 Elm St, Oran, MO 63771

Property Summary

Property Type	Single Family Home
Details	860 sqft · built 1910
Lot Size	0.465 acres (20,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$227 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`09-4.0-18.00-001-009-006.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.00-001-009-006.00`

Interior

Building Area	860 sqft Base Area
1st Floor Area	860 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Material	Composition Shingle
Lot Area	20,250 sqft (0.465 acres)
Lot Dimensions	150 ft deep x 135 ft wide
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 ELM ST
City	ORAN
State	MO
Zip	63771-6291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 N & W OF DITCH BLK 3 FRANK MCGRAW'S ADDN ORAN PB 2/37 135 X 150 I
Legal Range	13E
Legal Township	28N
Legal Section	18
Legal Subdivision	MCGRAW'S ADDN
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	SCOTT MO
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2008
Census Tract	780300

Owner

Source: Scott County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 ELM ST, ORAN, MO 63771-6291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, RELIABLE CMNTY TTL CO LLC
Oct 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2022
Deed Sale	Nov 18, 2022
Prior Sale	Jan 25, 2021
Deed Document Number	20225631
Deed Book / Page	2022 / 5631
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Nov 18, 2022
Property Address	417 ELM ST, ORAN, MO 63771-6291
Document Number	02022/5631
Book / Page	2022 / 5631
Instrument Date	Nov 18, 2022
Instrument	20225631
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, RELIABLE CMNTY TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 ELM ST, ORAN, MO 63771-6291

Mortgage

Document Number	0020225632
Date	Nov 18, 2022
Instrument	20225632

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jan 25, 2021
Property Address	417 ELM ST, ORAN, MO 63771-6291
Document Number	002021/375
Book / Page	2021 / 375
Instrument Date	Jan 22, 2021
Instrument	20210375
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, RELIABLE CMNTY TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S BERKLEY ST, SCOTT CITY, MO 63780-1204

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Oct 21, 2019
Property Address	417 ELM ST, ORAN, MO 63771-6291
Document Number	02019/4355
Book / Page	2019 / 4355
Instrument Date	Oct 1, 2019
Instrument	20194355
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 N MISSOURI ST, CAPE GIRARDEAU, MO 63701-4609

Tax Assessment & Valuation

Source: Scott County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Oran City
Unified School District	Oran R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00	$3,640 (+9.31%)	$19,150 (+9.18%) Land $4,260 Building $14,890
2023		$3,330	$17,540 Land $4,260 Building $13,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAN PWS serves 1,294 people · EPA ID MO4010604
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GoSEMO.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures