Scott County property record for 416 Elm St, Oran, MO 63771
| Property Type | Single Family Home |
|---|---|
| Details | 942 sqft · built 1910 |
| Lot Size | 0.221 acres (9,630 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $201 (2025) |
| Deeds & Mortgages | Dec 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-4.0-18.00-001-010-002.00 |
| Primary APN | 09-4.0-18.00-001-010-002.00 |
|---|
| Building Area | 942 sqft Base Area |
|---|---|
| 1st Floor Area | 942 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 9,630 sqft (0.221 acres) |
| Lot Dimensions | 107 ft deep x 90 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 416 ELM ST |
|---|---|
| City | ORAN |
| State | MO |
| Zip | 63771-6291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 6-8 BLK 4 FRANK MCGRAW'S ADDN ORAN |
| Legal Range | 13E |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | MCGRAW'S ADDN |
| Legal Block | 4 |
| Legal Lot Number | 6-8 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 780300 |
416 Elm St is owned and occupied by two individuals.
Source: Scott County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 ELM ST, ORAN, MO 63771-6291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 416 ELM ST, ORAN, MO 63771-6291 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 416 ELM ST, ORAN, MO 63771-6291 |
| Document Number | 02023/4838 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 2023/4838 |
| Instrument | 20234838 |
| Name | BANK OF ADVANCE |
|---|---|
| Type | Bank |
| Address | CHAFFEE, MO 63740 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 416 Elm St was $201.
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Municipality | Oran City |
| Unified School District | Oran R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,230 (-) | ||
| 2025 | $201.00 | $3,230 | $17,000 Land $3,690 Building $13,310 |
| 2023 | $2,950 | $15,530 Land $3,690 Building $11,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORAN PWS serves 1,294 people · EPA ID MO4010604 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: GoSEMO.
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