412 Elm St, Oran, MO 63771 Property Records

Scott County property record for 412 Elm St, Oran, MO 63771

Property Summary

Property TypeSingle Family Home
Details836 sqft · built 1950
Lot Size0.261 acres (11,356 sqft)
OwnerIndividual Name on File
Tax Bill$508 (2025)
Deeds & MortgagesOct 2020 Sale
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-4.0-18.00-001-010-003.00

Property Details

APN / Parcel Number

Primary APN09-4.0-18.00-001-010-003.00

Interior

Building Area836 sqft Base Area
1st Floor Area836 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Roof MaterialComposition Shingle
Lot Area11,356 sqft (0.261 acres)
Lot Dimensions167 ft deep x 68 ft wide
Garage TypeMixed
Garage Area512 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address412 ELM ST
CityORAN
StateMO
Zip63771-6291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS SIDE 8 & N PT LOT 9 BLK 4 FRANK MCGRAW'S ADDN ORAN PB 2/37 68.4 X 167.4 I
Legal Range13E
Legal Township28N
Legal Section18
Legal SubdivisionMCGRAW'S ADDN
Legal Block4
Legal Lot Number9
JurisdictionSCOTT MO
Township / Civil DivisionSYLVANIA
Census Block Group2
Census Block2010
Census Tract780300

Owner

Source: Scott County records · APN 09-4.0-18.00-001-010-003.00

Assessment roll updated September 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 ELM ST, ORAN, MO 63771-6291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Warranty Deed, Transfer
Jul 16, 2019Warranty Deed, Transfer · Conventional Mortgage
FOCUS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2020
Deed SaleOct 09, 2020
Prior SaleJul 16, 2019 · Amount on Record
Deed Document Number20204850
Deed Book / Page2020 / 4850
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MO
Recording DateOct 09, 2020
Property Address412 ELM ST, ORAN, MO 63771-6291
Document Number2020/4850
Book / Page2020 / 4850
Instrument DateAug 24, 2020
Instrument20204850
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 ELM ST, ORAN, MO 63771-6291

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT MO
Recording DateJul 16, 2019
Property Address412 ELM ST, ORAN, MO 63771-6291
Document Number2019/2804
Book / Page2019 / 2804
Instrument DateJul 15, 2019
Instrument20192804
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanySEMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 ELM ST, ORAN, MO 63771-6291

Mortgage

Document Number20192805
DateJul 16, 2019
Instrument20192805
Lender
NameFOCUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScott County
MunicipalityOran City
Unified School DistrictOran R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$508.00$8,160 (+11.32%)$42,960 (+11.35%) Land $3,570 Building $39,390
2023$7,330$38,580 Land $3,570 Building $35,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (29201C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292017803002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimAug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: SEMO Electric Cooperative.

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO4010604, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemORAN PWS
serves 1,294 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2026
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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