Oakland County property record for 515 E Commerce St, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,510 sqft · built 1901 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Dec 2009) |
| Tax Bill | $5,176 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-11-126-022 |
| Primary APN | LM-16-11-126-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 61,855 sqft (1.42 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 454 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 515 E COMMERCE ST |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 11 ASSESSOR'S PLAT OF THE VILLAGE OF MILFORD PART OF LOT 14 BEG AT PT DIST S 87-24-00 E 98.55 FT FROM SW LOT COR, TH S 87-24-00 E 125.55 FT, TH N 02-39-00 E 492.33 FT, TH N 86-44-00 W 125.55 FT, TH S 01-18-00 W 262.67 FT, TH S 04-09-00 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | THE VILLAGE OF MILFORD |
| Legal Lot Number | 14 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 132500 |
Source: Oakland County records · APN LM-16-11-126-022
Assessment roll updated February 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 29, 2025 | Intrafamily Transfer, Transfer |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2009 · Amount on Record |
| Deed Sale | Dec 09, 2009 · Amount on Record |
| Prior Sale | Feb 13, 2009 · Amount on Record |
| Deed Document Number | 2009213705 |
| Deed Book / Page | 41685 / 7 |
| Last Transfer Date | Dec 22, 2025 |
| Transfer Doc | 20250163479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 29, 2025 |
| Property Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Document Number | 20250163479 |
| Book / Page | 60828 / 53 |
| Map Reference | LB 49 PG 10&10A |
| Instrument Date | Dec 22, 2025 |
| Instrument | 20250163479 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000134988 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 53160/00235 |
| Instrument | 134988 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 515 E COMMERCE ST, MILFORD, MI 48381-1721 |
| Document Number | 0000183622 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 54808/435 |
| Instrument | 183622 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,176.00 (-10.45%) Homeowner's exemption | $261,800 (+4.65%) | $523,600 (+4.65%) |
| 2024 | $5,780.00 (+24.68%) | ||
| 2023 | $250,170 | $500,340 | |
| 2021 | $4,636.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the North Milford Village Historic District listed 2000 · 266 contributing resources · NRIS 00000391 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.Net Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0004390, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures