412 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 412 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,905 sqft · built 1903
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$212,800 (Jun 2018)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-154-002`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-154-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,097 sqft
Unfinished Basement	1,097 sqft
Game Room	Game Room

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	115 ft deep x 58.5 ft wide
Terrain	Rolling
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	167 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	412 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 10 & 11 PHELPS' ADD. N 49.5 FT OF E 17.5 FT OF LOT 10 ALSO E 17.5 FT OF LOT 11 ALSO LAND ADJ KNOWN AS LOT 64 & N 49.5 FT OF LOT 63 OF 'ASSESSORS PLAT OF VILLAGE OF MILFORD' BEING OWNED & OCCUPIED BY THE SAME PARTY BLK 10
Legal Range	07E
Legal Township	02N
Legal Section	10
Legal Subdivision	PHELPS' ADD
Legal Block	10
Legal Lot Number	10
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1005
Census Tract	132500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Milford Village Historic District listed 2000 · 266 contributing resources · NRIS 00000391

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E COMMERCE ST, MILFORD, MI 48381-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	2018105032
Deed Book / Page	51931 / 321
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	412 E COMMERCE ST, MILFORD, MI 48381-1718
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E COMMERCE ST, MILFORD, MI 48381-1718

Mortgage

Document Number	0000269116
Date	Dec 7, 2021
Book Page	57147/388
Instrument	269116

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 22, 2018
Property Address	412 E COMMERCE ST, MILFORD, MI 48381-1718
Document Number	0000105032
Book / Page	51931 / 00321
Map Reference	LB 2 PG 22
Instrument Date	Jun 8, 2018
Instrument	105032
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,831.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12025 COUNTRY SIDE DR, 12025, HARTLAND, MI 48353-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E COMMERCE ST, MILFORD, MI 48381-1718

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,008.00 (-10.44%) Homeowner's exemption	$177,260 (+4.94%)	$354,520 (+4.94%)
2024	$5,592.00 (+24.68%)
2023		$168,920	$337,840
2021	$4,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures