Oakland County property record for 415 E Commerce St, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,747 sqft · built 1925 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jun 1999) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-11-126-039 |
| Primary APN | LM-16-11-126-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,747 sqft Living Area |
| 1st Floor Area | 1,003 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 110 ft deep x 73 ft wide |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 163 sqft |
| Deck Area | 87 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 415 E COMMERCE ST |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 11 PHELP'S ADD LOTS 1 & 2 EXC W 100 FT OF EACH, ALSO S 1/2 OF LOT 3 EXC W 100 FT BLK 16, ALSO LOTS 65, 66 & S 28.80 FT OF LOT 67 OF 'ASSESSOR'S PLAT OF VILLAGE OF MILFORD' |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | PHELP'S ADD |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 132500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Milford Village Historic District listed 2000 · 266 contributing resources · NRIS 00000391 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 E COMMERCE ST, MILFORD, MI 48381-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on Record |
| Deed Sale | Jun 30, 1999 · Amount on Record |
| Prior Sale | Oct 6, 1997 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 415 E COMMERCE ST, MILFORD, MI 48381-1719 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 415 E COMMERCE ST, MILFORD, MI 48381-1719 |
| Document Number | 0000075540 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 55939/121 |
| Instrument | 75540 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,292.00 (-8.04%) Homeowner's exemption | $161,270 (+6.82%) | $322,540 (+6.82%) |
| 2024 | $3,580.00 (+24.65%) | ||
| 2023 | $150,970 | $301,940 | |
| 2021 | $2,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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