595 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 595 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,383 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$505,000 (Oct 2024)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-129-002`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-129-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,383 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	595 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R7E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 1320 HILLSIDE TOWNHOMES UNIT 2 L 22200 P 332 1-11-01 FR 126-057
Legal Range	07E
Legal Township	02N
Legal Section	01
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	2
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3008
Census Tract	132500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	595 E COMMERCE ST, MILFORD, MI 48381-1721
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2024121101
Deed Book / Page	59751 / 166
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	0000125035
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	595 E COMMERCE ST, MILFORD, MI 48381-1721
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 E COMMERCE ST, MILFORD, MI 48381-1721

Mortgage

Document Number	0000176669
Date	Jul 15, 2021
Book Page	56555/610
Instrument	176669

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 19, 2018
Property Address	595 E COMMERCE ST, MILFORD, MI 48381-1721
Document Number	0000102453
Book / Page	051917 / 000407
Instrument Date	Jun 4, 2018
Instrument	102453
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	595 E COMMERCE ST MILFORD MI 483811721, MILFORD, MI 48381-1721

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 6, 2017
Property Address	595 E COMMERCE ST, MILFORD, MI 48381-1721
Document Number	0000041799
Book / Page	050443 / 000426
Instrument Date	Feb 24, 2017
Instrument	41799
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 E HURON ST MILFORD MI 483812426, MILFORD, MI 48381-2426

Mortgage

Document Number	41800
Date	Mar 6, 2017
Book Page	050443/000429
Instrument	41800

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00 (-7.41%) Homeowner's exemption	$233,350 (+4.27%)	$466,700 (+4.27%)
2024	$7,520.00 (+24.67%)
2023		$223,790	$447,580
2021	$6,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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