496 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 496 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 4.5 ba · 6,718 sqft · built 2025
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (May 2023)
Tax Bill	$8,846 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`596-12-00-008`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-008`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	6,718 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	334 ft deep x 168 ft wide

Location & Zoning

Street Address	496 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 8
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	8
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	470 CANE CT, MOUNT PLEASANT, SC 29464-7806
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage 1ST FEDERAL SAVINGS BANK OF SC INC
May 30, 2023	Deed, Transfer · Commercial Mortgage SOUTHERN FIRST BANK NA
Sep 7, 2022	Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK
Sep 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Sep 7, 2022 · Amount on Record
Deed Book / Page	1182 / 591
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0920/0209
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	496 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CANE CT, MOUNT PLEASANT, SC 29464-7806

Mortgage

Document Number	0012230444
Date	Jan 16, 2024
Book Page	1223/444

Lender

Name	1ST FEDERAL SAVINGS BANK OF SC INC
Address	WALTERBORO, SC 29488

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 8, 2024

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 30, 2023
Property Address	496 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number	0011820591
Book / Page	1182 / 591
Map Reference	MB BO PG 117
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CANE CT, MOUNT PLEASANT, SC 29464-7806

Mortgage

Document Number	0001182592
Date	May 30, 2023
Instrument	1182/592

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2028

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 7, 2022
Property Address	496 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number	0011350944
Book / Page	1135 / 944
Map Reference	MB BO PG 117
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1544 BURROWIN DR, CHESAPEAKE, VA 23321-1877

Mortgage

Document Number	0001135947
Date	Sep 7, 2022
Instrument	1135/947

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	12.1%
Index	1-Year T-Bill
Max Rate	12.1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 29, 2020
Property Address	496 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number	0920/0209
Book / Page	000920 / 000209
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	COMMONWEALTH RD MOUNT PLEASANT SC 29466, MOUNT PLEASANT, SC 29466

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,846.00 (-2.03%)	$610,000 (+1,566.67%) Land $610,000	$610,000 (+103.33%) Land $610,000
2024	$9,029.00 (+121.68%)	$36,600 (+105.73%)
2022	$4,073.00	$17,790	$300,000 (-50.82%) Land $300,000
2020			$610,000 Land $610,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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