515 Cherry St, Niles, MI 49120 Property Records

Berrien County property record for 515 Cherry St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2023)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-2730-0030-04-1`

Property Details

APN / Parcel Number

Primary APN	`73-2730-0030-04-1`
Alternative APN	`11-73-2730-0030-04-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,445 sqft Living Area
1st Floor Area	829 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft

Exterior

Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	132 ft deep x 44.5 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	515 CHERRY ST
City	NILES
State	MI
Zip	49120-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 44.5' OF SW1/4 OF OUT LOT 30 GREEN & HOFFMANS OUT LOTS CITY OF NILES
Legal Subdivision	GREEN & HOFFMANS OUT LTS
Legal Lot Number	30
Legal Unit	30,S
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1019
Census Tract	20700

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 CHERRY ST, NILES, MI 49120-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 31, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	2023372083
Deed Book / Page	3397 / 2826
Prior Transfer Date	Mar 15, 2010
Prior Transfer Doc	02915/2663
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	515 CHERRY ST, NILES, MI 49120-3246
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CHERRY ST, NILES, MI 49120-3246

Mortgage

Document Number	003358/104
Date	Dec 27, 2021
Book Page	3358/104
Instrument	2021338653

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 31, 2023
Property Address	515 CHERRY ST, NILES, MI 49120-3246
Document Number	03397/2826
Book / Page	3397 / 2826
Map Reference	LB B PG 161
Instrument Date	Jan 30, 2023
Instrument	2023372083
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 CHERRY ST, NILES, MI 49120-3246

Mortgage

Document Number	0033972829
Date	Jan 31, 2023
Instrument	3397-2829

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,400 (+4.26%)	$146,800 (+4.26%)
2025	$2,504.00 (+2.41%) Homeowner's exemption	$70,400 (+24.16%)	$140,800 (+24.16%)
2024	$2,445.00 (+85.09%)
2023		$56,700	$113,400
2022	$1,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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