51480 3rd St, Dowagiac, MI 49047 Property Records

Cass County property record for 51480 3rd St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1979
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,450 (Sep 2015)
Tax Bill	$12,238 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-009-026-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-009-026-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,740 sqft Building Perimeter
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	15,246 sqft (0.35 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	51480 3RD ST
City	DOWAGIAC
State	MI
Zip	49047-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	389101 128-C 5S-16W BEG ON S LINE PLAT OF SLEEPY HOLLOW 114.64 FT W OF SE COR BLK 3 OF SD PLAT, TH W ALG S LINE PLAT 62 FT, S
Legal Range	16W
Legal Township	05S
Legal Section	09
Legal Subdivision	SLEEPY HOLLOW
Legal Block	3
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	942 WILLIAM ST, RIVER FOREST, IL 60305-1457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit MEIJER CU
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit MEIJER CU
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit MEJIER CREDIT UNION
Sep 3, 2021	Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2015 · Amount on Record
Deed Sale	Sep 16, 2015 · Amount on Record
Deed Book / Page	1096 / 284
Prior Transfer Date	Sep 7, 2011
Prior Transfer Doc	1031/1139
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51480 3RD ST, DOWAGIAC, MI 49047-8747
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51480 3RD ST, DOWAGIAC, MI 49047-8747

Mortgage

Document Number	01257/1752
Date	Oct 29, 2025
Book Page	1257/1752

Lender

Name	MEIJER CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49544

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51480 3RD ST, DOWAGIAC, MI 49047-8747
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51480 3RD ST, DOWAGIAC, MI 49047-8747

Mortgage

Document Number	01267/1752
Date	Oct 29, 2025
Book Page	1267/1752

Lender

Name	MEIJER CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49544

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51480 3RD ST, DOWAGIAC, MI 49047-8747
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 W IRVING PARK RD 43W, 43W, CHICAGO, IL 60613-2586

Mortgage

Document Number	001203/306
Date	Sep 3, 2021
Book Page	1203/306

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51480 3RD ST, DOWAGIAC, MI 49047-8747
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01221/1721
Date	Aug 15, 2022
Book Page	1221/1721

Lender

Name	MEJIER CREDIT UNION
Address	GRAND RAPIDS, MI 49544

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2042

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Sep 3, 2021
Property Address	51480 3RD ST, DOWAGIAC, MI 49047-8747
Document Number	1203/301
Book / Page	1203 / 301
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 SIKAT TRAIL, 403, AUSTIN, TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51480 3RD ST, DOWAGIAC, MI 49047-8747

Mortgage

Document Number	1203/306
Date	Sep 3, 2021
Book Page	1203/306

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,100 (+9.76%) Land $362,100	$724,200 (+9.76%) Land $724,200
2025	$12,238.00 (+85.31%) Homeowner's exemption	$329,900 (+28.52%) Land $329,900	$659,800 (+28.52%) Land $659,800
2024	$6,604.00 (-0.71%)
2023		$256,700	$513,400
2022	$6,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber.

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