51200 3rd St, Dowagiac, MI 49047 Property Records

Cass County property record for 51200 3rd St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,597 (Jun 2006)
Tax Bill	$7,585 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-130-009-026-20`

Property Details

APN / Parcel Number

Primary APN	`14-130-009-026-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	51200 3RD ST
City	DOWAGIAC
State	MI
Zip	49047-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	483-107 128-E 5S-16W COM AT SE COR BLK 3 SLEEPY HOLLOW, TH S 0 DEG 1' 40 E 88.03 FT, N 77 DEG 58' 20 E 78.68 FT, N 0 DEG 1'
Legal Range	16W
Legal Township	05S
Legal Section	09
Legal Subdivision	SLEEPY & HOLLOW
Legal Block	3
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9923 S ESCANABA AVE, CHICAGO, IL 60617-5467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
May 31, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage LAKESIDE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Deed Book / Page	939 / 655
Last Transfer Date	May 18, 2018
Transfer Doc	01140/0933
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51200 3RD ST, DOWAGIAC, MI 49047-8747
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01186/2032
Date	Dec 22, 2020
Book Page	1186/2032

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CASS MI
Recording Date	May 31, 2018
Property Address	51200 3RD ST, DOWAGIAC, MI 49047-8747
Document Number	01140/0933
Book / Page	1140 / 0933
Instrument Date	May 18, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9923 S ESCANABA AVE, CHICAGO, IL 60617-5467

Mortgage

Document Number	0001140936
Date	May 31, 2018
Instrument	1140/936

Lender

Name	LAKESIDE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,400 (+3.49%) Land $234,400	$468,800 (+3.49%) Land $468,800
2025	$7,585.00 (+6.65%) Homeowner's exemption	$226,500 (+22.04%) Land $226,500	$453,000 (+22.04%) Land $453,000
2024	$7,112.00 (+8.33%)
2023		$185,600	$371,200
2022	$6,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber · Cable in parts of the area	2,048 / 1,024
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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