51410 Garrett Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 51410 Garrett Rd, Dowagiac, MI 49047

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Aug 2023)
Tax Bill	$197 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-211-055-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-211-055-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	51410 GARRETT RD
City	DOWAGIAC
State	MI
Zip	49047-9250
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	. 1150-B 5S-16W LOTS 55 & 56 SWISHERS LANDING #1.
Legal Subdivision	SWISHERS LANDING #1
Legal Lot Number	55,56
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1036
Census Tract	1902

Owner

Source: Cass County records · APN 14-130-211-055-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 14, 2020	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Jan 18, 2018	Warranty Deed, Transfer
Jan 11, 2018	Intrafamily Transfer, Transfer
Jan 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2023205631
Deed Book / Page	1236 / 523
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	01134/0190
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 18, 2023
Property Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	001236/523
Book / Page	1236 / 523
Map Reference	LB 1 PG 168
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 04, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 GLACIER DR, PLYMOUTH, IN 46563-1488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250

Mortgage

Document Number	0012360527
Date	Aug 18, 2023
Instrument	1236-0527

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 14, 2020
Property Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01175/2559
Book / Page	1175 / 2559
Map Reference	LB 1 PG 168
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 REGENT ST, 845, NEW LENOX, IL 60451-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250

Mortgage

Document Number	0011752563
Date	Jul 14, 2020
Instrument	1175/2563

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 18, 2018
Property Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01134/1285
Book / Page	1134 / 1285
Map Reference	LB1 PG168
Instrument Date	Dec 29, 2017
Instrument	1134-1285
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7251 OAK PARK, RICHTON PARK, IL 60471

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jan 11, 2018
Property Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	1134/0190
Book / Page	1134 / 0190
Map Reference	LB1 PG168
Instrument Date	Sep 27, 2017
Instrument	1134-0190
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51410 GARRETT RD, 51410, DOWAGIAC, MI 49047-9250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jan 11, 2018
Property Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01134/0190
Book / Page	1134 / 0190
Map Reference	LB1 PG168
Instrument Date	Sep 27, 2017
Instrument	1134-0190
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51410 GARRETT RD, 51410, DOWAGIAC, MI 49047-9250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51410 GARRETT RD, DOWAGIAC, MI 49047-9250

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,000 (+45.45%)	$64,000 (+45.45%)
2025	$197.00 (-57.08%) Homeowner's exemption	$22,000 (+46.67%) Land $22,000	$44,000 (+46.67%) Land $44,000
2024	$459.00 (+79.3%)
2023		$15,000	$30,000
2022	$256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 10 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Satellite Operations Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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