51338 Garrett Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 51338 Garrett Rd, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,567 sqft · built 1977
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on File
Tax Bill	$707 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-211-031-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-211-031-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,567 sqft Building Perimeter
1st Floor Area	1,567 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	16,553 sqft (0.38 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	51338 GARRETT RD
City	DOWAGIAC
State	MI
Zip	49047-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3411179 1146 5S-16W LOTS 31 & 32 ALSO COM MOST WLY COR LOT 31, TH SWLY ALG NWLY LINE LOT 31 EXTENDED 15 FT M/L TO CEN CENTER
Legal Subdivision	SWISHERS LANDING
Legal Lot Number	31
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1036
Census Tract	1902

Owner

Source: Cass County records · APN 14-130-211-031-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Apr 17, 2023	Intrafamily Transfer, Transfer
Dec 09, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 18, 2023
Transfer Doc	001236/806
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Aug 21, 2023
Property Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299
Document Number	001236/806
Book / Page	1236 / 806
Map Reference	LB 1 PG 168
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Sep 04, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	58233 CHERRY GROVE RD, DOWAGIAC, MI 49047-9744

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299

Mortgage

Document Number	001234/809
Date	Jun 30, 2023
Book Page	1234/809

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Apr 17, 2023
Property Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299
Document Number	001231/863
Book / Page	1231 / 863
Map Reference	LB 1 PG 168
Instrument Date	Mar 20, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Dec 09, 2021
Property Address	51338 GARRETT RD, DOWAGIAC, MI 49047-9299
Document Number	001209/122
Book / Page	1209 / 122
Map Reference	LB 1 PG 168
Instrument Date	Dec 01, 2021
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	58233 CHERRY GROVE RD, DOWAGIAC, MI 49047-9744

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,000 (+22.6%)	$306,000 (+22.6%)
2025	$707.00 (-67.3%) Homeowner's exemption	$124,800 (+40.7%) Land $124,800	$249,600 (+40.7%) Land $249,600
2024	$2,162.00 (+8.37%)
2023		$88,700	$177,400
2022	$1,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Satellite Operations Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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