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51440 Garrett Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 51440 Garrett Rd, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,496 sqft · built 1930
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$148,000 (Jul 2019)
Tax Bill$641 (2025)
Deeds & MortgagesNov 2022 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-130-211-043-01

Property Details

APN / Parcel Number

Primary APN14-130-211-043-01

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,496 sqft Building Perimeter
1st Floor Area1,246 sqft
Basement Area1,246 sqft
Unfinished Basement1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area13,939 sqft (0.32 acres)
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address51440 GARRETT RD
CityDOWAGIAC
StateMI
Zip49047-9250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description421-250 376-364 350-550 1149 LOTS 43 & 44. SWISHERS LANDING #1.
Legal SubdivisionSWISHERS LANDING #1
Legal Lot Number43,44
JurisdictionCASS MI
Township / Civil DivisionSILVER CREEK
Census Block Group1
Census Block1036
Census Tract1902

Owner

Source: Cass County records · APN 14-130-211-043-01

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address51440 GARRETT RD, DOWAGIAC, MI 49047-9250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Line of Credit
UNITED FCU
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Jul 12, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleSep 14, 2016 · Amount on Record
Deed Book / Page1157 / 1050
Prior Transfer DateSep 06, 2016
Prior Transfer Doc1111/1336
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address51440 GARRETT RD, DOWAGIAC, MI 49047-9250
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01226/1035
DateNov 29, 2022
Book Page1226/1035
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address51440 GARRETT RD, DOWAGIAC, MI 49047-9250
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01195/2328
DateMay 12, 2021
Book Page1195/2328
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateJul 12, 2019
Property Address51440 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number01157/1050
Book / Page1157 / 1050
Map ReferenceLB 1 PG 168
Instrument DateJul 02, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,272.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address51440 GARRETT RD, DOWAGIAC, MI 49047-9250

Mortgage

Document Number0011571076
DateJul 12, 2019
Instrument1157/1076
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
County SubdivisionSilver Creek Township
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$124,700 (+22.5%)$249,400 (+22.5%)
2025$641.00 (-57.07%) Homeowner's exemption$101,800 (+40.41%) Land $101,800$203,600 (+40.41%) Land $203,600
2024$1,493.00 (+7.56%)
2023$72,500$145,000
2022$1,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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