51474 Garrett Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 51474 Garrett Rd, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1970
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2019)
Tax Bill	$870 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-211-045-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-211-045-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	37,026 sqft (0.85 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	51474 GARRETT RD
City	DOWAGIAC
State	MI
Zip	49047-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3451069 1150 5S-16W LOTS 45, 46, 47, 48, & 49 THE ELY 12.375 FT SUBJECT TO ROAD EASEMENT SWISHER'S LANDING #1.
Legal Subdivision	SWISHERS LANDING #1
Legal Lot Number	45,49
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1036
Census Tract	1902

Owner

Source: Cass County records · APN 14-130-211-045-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Dec 09, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK
Aug 01, 2019	Warranty Deed, Transfer · ARM FIFTH THIRD BANK
Jun 12, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2019 · Amount on Record
Deed Sale	Aug 01, 2019 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Book / Page	1158 / 1076
Last Transfer Date	Nov 23, 2020
Transfer Doc	01185/2518
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Mar 20, 2026
Property Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01273/1636
Book / Page	1273 / 1636
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 09, 2020
Property Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01185/2518
Book / Page	1185 / 2518
Map Reference	LB 1 PG 166
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250

Mortgage

Document Number	0011852522
Date	Dec 09, 2020
Instrument	1185/2522

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 01, 2019
Property Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01158/1076
Book / Page	1158 / 1076
Map Reference	LB 1 PG 168
Instrument Date	Jul 29, 2019
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250

Mortgage

Document Number	0011581079
Date	Aug 01, 2019
Instrument	1158/1079

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 12, 2018
Property Address	51474 GARRETT RD, DOWAGIAC, MI 49047-9250
Document Number	01140/2174
Book / Page	1140 / 2174
Map Reference	LB1 PG168
Instrument Date	Jun 07, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24647 MARCELLUS HWY, DOWAGIAC, MI 49047-9499

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,600 (+27.95%)	$345,200 (+27.95%)
2025	$870.00 (-57.1%) Homeowner's exemption	$134,900 (+42.45%) Land $134,900	$269,800 (+42.45%) Land $269,800
2024	$2,028.00 (+7.59%)
2023		$94,700	$189,400
2022	$1,885.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

51474 Garrett Rd, Dowagiac, MI 49047 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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