5141 MARINA DR ST CLOUD FL 347717836, ST CLOUD, FL 34771-7836
Mortgage
Document Number
0055222464
Date
May 13, 2019
Book Page
005522/002464
Instrument
60880
Lender
Name
CARRINGTON MTG SVCS
Address
ANAHEIM, CA 92806
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 12, 2049
Interest
Rate
4.87%
Tax Assessment & Valuation
The 2025 property tax bill for 5141 Marina Dr was $948 with a homeowner's exemption, up 11.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$948.00 (+11.66%)Homeowner's exemption
$41,990
$145,200Land $70,000Building $75,200
2024
$849.00 (+2.91%)
2023
$825.00 (+7.98%)Homeowner's exemption
$39,619 (+3%)
$141,800 (+70.43%)Land $60,000Building $81,800
2022
$764.00Homeowner's exemption
$38,466
$83,200Land $25,000Building $58,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5141 Marina Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 278 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
278 in force
Nearby Flood Claims
24 (1994–2022)
Claims Outside the SFHA
2 of 24
Most Recent Claim
Sep 2022 · Hurricane Ian
Claims by Event
Hurricane Ian, Sep 2022 · 4 claims
Hurricane Ian, Sep 2022 · 3 claims
Hurricane Irma, Sep 2017 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5141 Marina Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025