Osceola County property record for 5144 Marina Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1980 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,800 (May 2020) |
| Tax Bill | $3,297 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90476 |
| Primary APN | 90476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,704 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 190 ft deep x 90 ft wide |
| Pool House | 264 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90476 |
|---|---|
| Street Address | 5144 MARINA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7851 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MARINA CLUB ESTATE PB 2 PG 150 LOT 35 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | MARINA CLUB EST |
| Legal Tract | 4075 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 90476
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 28, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 26, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 2020068938 |
| Deed Book / Page | 5728 / 1296 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5144 MARINA DR, MAGNOLIA SQ, FL 34771-7851 |
| Document Number | 0064770006 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 6477/6 |
| Instrument | 2023123887 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0062850310 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 6285/310 |
| Instrument | 2022139227 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0060511853 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 6051/1853 |
| Instrument | 2021149176 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2020 |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0057281296 |
| Book / Page | 5728 / 1296 |
| Map Reference | MB 2 PG 150 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020068938 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,132.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10642 GAWSWORTH PT, 10642, ORLANDO, FL 32832-6143 |
| Name | Verified Name |
|---|---|
| Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0057281298 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 5728/1298 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0052441353 |
| Book / Page | 005244 / 001353 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 168156 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $404.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9733 SANCTUARY SQUARE DR #101 ORLANDO FL 328326619, 101, ORLANDO, FL 32832-6619 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 5144 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0052130226 |
| Book / Page | 005213 / 000226 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 136111 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 08, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 819 S WABASH AVE #606 CHICAGO IL 606052153, 606, CHICAGO, IL 60605-2153 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,297.00 (+8.06%) | $214,400 (-5.34%) Land $70,000 Building $144,400 | $214,400 (-5.34%) Land $70,000 Building $144,400 |
| 2023 | $3,051.00 (+24.02%) | $226,500 (+54.5%) Land $60,000 Building $166,500 | $226,500 (+54.5%) Land $60,000 Building $166,500 |
| 2022 | $2,460.00 | $146,600 Land $25,000 Building $121,600 | $146,600 Land $25,000 Building $121,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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