Osceola County property record for 5134 Marina Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,653 sqft · built 2019 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Apr 2020) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-25-31-4075-0001-0320 |
| Primary APN | 08-25-31-4075-0001-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 1,653 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 190 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 191 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5134 MARINA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR1 |
| Legal Description | MARINA CLUB ESTATE PB 2 PG 150 LOT 32 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | MARINA CLUB ESTATES |
| Legal Tract | 4075 |
| Legal Block | 320 |
| Legal Lot Number | 32 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5134 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 20, 2017 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on Record |
| Deed Sale | Apr 1, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 202045572 |
| Deed Book / Page | 5701 / 2739 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 0000021711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 1, 2020 |
| Property Address | 5134 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0057012739 |
| Book / Page | 5701 / 2739 |
| Map Reference | MB 2 PG 150 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020045572 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ARK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10324 MALPAS PT, 10324, ORLANDO, FL 32832-6159 |
| Name | Verified Name |
|---|---|
| Address | 5134 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0057012741 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 5701/2741 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 5134 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0054351127 |
| Book / Page | 005435 / 001127 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 170222 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10324 MALPAS PT ORLANDO FL 328326159, ORLANDO, FL 32832-6159 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 5134 MARINA DR, SAINT CLOUD, FL 34771-7851 |
| Document Number | 0052101892 |
| Book / Page | 005210 / 001892 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 133438 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10324 MALPAS PT ORLANDO FL 328326159, ORLANDO, FL 32832-6159 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,338.00 (+5.47%) Homeowner's exemption | $230,392 (+5.99%) | $312,300 (+4.17%) Land $70,000 Building $242,300 |
| 2024 | $3,165.00 (+2.23%) | ||
| 2023 | $3,096.00 (+4.45%) Homeowner's exemption | $217,378 (+3%) | $299,800 (+30.86%) Land $60,000 Building $239,800 |
| 2022 | $2,964.00 Homeowner's exemption | $211,047 | $229,100 Land $25,000 Building $204,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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