5135 Marina Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5135 Marina Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 2022
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2022)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`90446`

Property Details

APN / Parcel Number

Primary APN	`90446`
Alternative APN	`082531407500010050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,555 sqft Heated Area
Gross Area	2,001 sqft
1st Floor Area	1,288 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Finished
Porch	Open Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	90446
Street Address	5135 MARINA DR
City	SAINT CLOUD
State	FL
Zip	34771-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR1
Legal Description	MARINA CLUB ESTATE PB 2 PG 150 LOT 5
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	MARINA CLUB EST
Legal Tract	4075
Legal Block	1
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5135 MARINA DR, SAINT CLOUD, FL 34771-7836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2022137728
Deed Book / Page	6283 / 1664
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2022
Property Address	5135 MARINA DR, SAINT CLOUD, FL 34771-7836
Document Number	0062831664
Book / Page	6283 / 1664
Map Reference	MB 2 PG 150
Instrument Date	Sep 7, 2022
Instrument	2022137728
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 BROSS DR, SAINT CLOUD, FL 34771-7973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622013, ORLANDO, FL 32862-2013
Investor	Possibly a Property Investor

Mortgage

Document Number	0062831666
Date	Sep 9, 2022
Instrument	6283/1666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OSCEOLA FL
Recording Date	Aug 11, 2021
Property Address	5135 MARINA DR, SAINT CLOUD, FL 34771-7836
Document Number	0060202124
Book / Page	6020 / 2124
Map Reference	MB 2 PG 150
Instrument Date	Aug 10, 2021
Instrument	2021124393
Transaction Type	Foreclosure
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$623.70
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 BROSS DR, SAINT CLOUD, FL 34771-7973

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (+5.51%) Homeowner's exemption	$304,584 (+4.31%)	$304,700 (+4.35%) Land $70,000 Building $234,700
2023	$4,138.00 (+134.31%) Homeowner's exemption	$292,000 (+242.72%) Land $60,000 Building $232,000	$292,000 (+242.72%) Land $60,000 Building $232,000
2022	$1,766.00	$85,200 Land $25,000 Building $60,200	$85,200 Land $25,000 Building $60,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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