5129 Riverwatch Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5129 Riverwatch Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 1985
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$250 (Jun 2023)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0031-0259-00`

Property Details

APN / Parcel Number

Primary APN	`540-0031-0259-00`
Alternative APN	`0040189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	648 sqft
2nd Floor Area	1,236 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	317 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5129 RIVERWATCH DR
City	CINCINNATI
State	OH
Zip	45238-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RIVERWATCH DR 60 X 317.84 IRR LOT 601 MT ALVERNO ESTATES BL D PT 3
Legal Subdivision	MT ALVERNO ESTATE
Legal Block	D
Legal Lot Number	601
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4001
Census Tract	21421

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5129 RIVERWATCH DR, CINCINNATI, OH 45238-5901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	202345069
Deed Book / Page	14948 / 308
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0000045069
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2023
Property Address	5129 RIVERWATCH DR, CINCINNATI, OH 45238-5901
Document Number	0000045069
Book / Page	14948 / 308
Map Reference	MB 246 PG 16&17
Instrument Date	Jun 21, 2023
Instrument	2023-0045069
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5129 RIVERWATCH DR, CINCINNATI, OH 45238-5901

Mortgage

Document Number	0000045070
Date	Jun 30, 2023
Instrument	2023-0045070

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00 (-1%)	$83,083 (-) Land $12,726 Building $70,357	$237,380 (-) Land $36,360 Building $201,020
2024	$4,987.00 (-0.28%)	$83,083 (-) Land $12,726 Building $70,357
2023	$5,001.00 (+39.11%)	$83,083 (+58.76%) Land $12,726 Building $70,357	$237,380 (+58.76%) Land $36,360 Building $201,020
2022	$3,595.00 Homeowner's exemption	$52,332 Land $11,067 Building $41,265
2020			$149,520 Land $31,620 Building $117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20