625 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 625 E Spruce St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.261 acres (11,393 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2021)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-378-018`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-378-018`
Alternative APN	`29070378018 (CHECK DIGIT = 9)`

Exterior

Lot Area	11,393 sqft (0.261 acres)

Location & Zoning

Account Number	29070378018
Street Address	625 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11&12 B2 VILLAGE OF CHATHAM BUTLERS 2ND ADDN.
Legal Subdivision	BUTLERS 2ND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4019
Census Tract	3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	625 E SPRUCE ST, CHATHAM, IL 62629-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jan 7, 2014 · Amount on Record
Deed Document Number	202117565
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 28, 2021
Property Address	625 E SPRUCE ST, CHATHAM, IL 62629-1630
Document Number	2021R17565
Instrument Date	Jun 28, 2021
Instrument	2021R17565
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	625 E SPRUCE ST, CHATHAM, IL 62629-1630

Mortgage

Document Number	2021R17566
Date	Jun 28, 2021
Instrument	2021R17566

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	625 E SPRUCE ST, CHATHAM, IL 62629-1630
Transaction Type	Mortgage
Record Updated	Jul 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R10801
Date	Jun 5, 2019
Instrument	2019R10801

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	625 E SPRUCE ST, CHATHAM, IL 62629-1630
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02313
Date	Feb 11, 2019
Instrument	2019R02313

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00 (+21.3%)	$48,434 (+24.24%) Land $3,007 Building $45,427	$145,302 (+24.24%) Land $9,021 Building $136,281
2022	$2,531.00 Homeowner's exemption	$38,984 Land $2,420 Building $36,564	$116,952 Land $7,260 Building $109,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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