Black Hawk County property record for 514 E 2nd St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1892 |
| Square Footage | 1,435 sqft Total Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Garage | Detached, 616 sqft |
| Tax Bill | $954.00 (2025) |
| Primary APN | 8913-24-312-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,435 sqft Total Area |
| 1st Floor | 620 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Depth X Width | 90 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 616 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 514 E 2ND ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | COOLEY ADDITION SWLY 50 FT LOT 6 BLK 63 EXC SELY 60 FT AND EASE |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | COOLEY ADDITION |
| Legal Block | 63 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-312-012
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 504, WATERLOO, IA 50704-0504 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CENTEX HOME EQUITY COMPANY LLC |
| Jul 21, 2022 | Warranty Deed, Transfer |
| Mar 01, 2011 | Special Warranty Deed, Transfer |
| Jan 25, 2011 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 514 E 2ND ST, WATERLOO, IA 50703-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005018787 |
|---|---|
| Date | Feb 08, 2005 |
| Instrument | 2005018787 |
| Name | CENTEX HOME EQUITY COMPANY LLC |
|---|---|
| Type | Subprime Lender |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 21, 2022 |
| Property Address | 514 E 2ND ST, WATERLOO, IA 50703-3510 |
| Document Number | 202300001144 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2023-00001144 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 504, WATERLOO, IA 50704-0504 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 01, 2011 |
| Property Address | 514 E 2ND ST, WATERLOO, IA 50703-3510 |
| Document Number | 2011017057 |
| Instrument Date | Feb 25, 2011 |
| Instrument | 2011017057 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1617 ASTOR AVE, OAKBROOK TERRACE, IL 60181-5233 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 25, 2011 |
| Property Address | 514 E 2ND ST, WATERLOO, IA 50703-3510 |
| Document Number | 2011015020 |
| Instrument Date | Jan 17, 2011 |
| Instrument | 2011015020 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13455 NOEL RD |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 | $59,220 (+34.68%) Land $5,190 Building $54,030 | $59,220 (+34.68%) Land $5,190 Building $54,030 |
| 2024 | $954.00 (-28.75%) | ||
| 2023 | $43,970 (+13.74%) Land $5,190 Building $38,780 | $43,970 (+13.74%) Land $5,190 Building $38,780 | |
| 2022 | $1,339.00 | $38,660 Land $5,190 Building $33,470 | |
| 2021 | $38,660 Land $5,190 Building $33,470 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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