415 E 2nd St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 415 E 2nd St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	7 Beds
Bathrooms	1.5 Baths
Year Built	Built 1902
Square Footage	2,968 sqft Living Area
Lot Size	9,000 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$39,000 (2021)
Tax Bill	$426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-311-009`

Interior

Bedrooms	7 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	2,968 sqft Living Area
1st Floor	1,478 sqft 1st Floor
Basement Area	1,478 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,000 sqft (0.207 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	360 sqft Garage
Porch Area	423 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	415 E 2ND ST
City	WATERLOO
State	IA
Zip	50703-3503
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO EAST LOT 5 BLK 35
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	35
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1020
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-311-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 E 2ND ST, WATERLOO, IA 50703-3503
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Doc Number	20216418
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 Homeowner's exemption	$46,900 (+7.54%) Land $10,710 Building $36,190	$46,900 (+7.54%) Land $10,710 Building $36,190
2024	$426.00 (-41.48%)
2023		$43,610 (+3.76%) Land $10,710 Building $32,900	$43,610 (+3.76%) Land $10,710 Building $32,900
2022	$728.00 Homeowner's exemption	$42,030 Land $10,710 Building $31,320
2021			$42,030 Land $10,710 Building $31,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.