Black Hawk County property record for 409 E 2nd St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1912 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $20,000 (2017) |
| Tax Bill | $1,930.00 (2025) |
| Primary APN | 8913-24-311-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 690 sqft 1st Floor |
| Basement Area | 778 sqft Basement |
| Unfinished Basement | 778 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,500 sqft (0.103 acres) |
| Depth X Width | 150 ft x 30 ft Depth x Width |
| Porch Area | 364 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 409 E 2ND ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3503 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT WATERLOO EAST SW 30 FT LOT 8 BLK 35 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 35 |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-311-011
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E 2ND ST, WATERLOO, IA 50703-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST NATIONAL BANK |
| Dec 05, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2017 · Amount on Record |
| Deed Sale | Dec 05, 2017 · Amount on Record |
| Deed Doc Number | 20172018-00009700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 409 E 2ND ST, WATERLOO, IA 50703-3503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000007729 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 202000007729 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 05, 2017 |
| Property Address | 409 E 2ND ST, WATERLOO, IA 50703-3503 |
| Document Number | 201800009700 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 2018-00009700 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E 2ND ST, WATERLOO, IA 50703-3503 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,930.00 (-2.23%) | $57,230 (+8.99%) Land $5,360 Building $51,870 | $57,230 (+8.99%) Land $5,360 Building $51,870 |
| 2024 | $1,974.00 (-8.61%) | ||
| 2023 | $52,510 (+8.85%) Land $5,360 Building $47,150 | $52,510 (+8.85%) Land $5,360 Building $47,150 | |
| 2022 | $2,160.00 | $48,240 Land $5,360 Building $42,880 | |
| 2021 | $48,240 Land $5,360 Building $42,880 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures