405 E 2nd St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 405 E 2nd St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Duplex Single
Year Built	Built 1883
Square Footage	1,129 sqft Total Area
Lot Size	4,500 sqft (0.103 acres)
Last Sale	$313,000 (2025)
Tax Bill	$720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-311-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,129 sqft Total Area
1st Floor	384 sqft 1st Floor
Basement Area	96 sqft Basement
Unfinished Basement	96 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Duplex Single Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,500 sqft (0.103 acres)
Depth X Width	75 ft x 60 ft Depth x Width
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	405 E 2ND ST
City	WATERLOO
State	IA
Zip	50703-3503
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	ORIGINAL PLAT WATERLOO EAST S 1/2 LOT 9 BLK 35
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	35
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1020
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-311-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1304 W 2ND ST, CEDAR FALLS, IA 50613-2148
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Doc Number	202516746
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00	$35,760 (+7.68%) Land $7,670 Building $28,090	$35,760 (+7.68%) Land $7,670 Building $28,090
2024	$720.00 (-18.74%)
2023		$33,210 (+13.46%) Land $7,670 Building $25,540	$33,210 (+13.46%) Land $7,670 Building $25,540
2022	$886.00	$29,270 Land $7,670 Building $21,600
2021			$29,270 Land $7,670 Building $21,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.