Kane County property record for 514 Dwight St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,038 sqft · built 1934 |
| Lot Size | 0.82 acres (3,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2021) |
| Tax Bill | $4,010 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-430-008 |
| Primary APN | 06-24-430-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 1,038 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Lot Area | 3,564 sqft (0.82 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 514 DWIGHT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDEKERS ADDN WEST 54 FT LOT 8 BLOCK 3 |
| Legal Subdivision | REDEKERS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-430-008
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 DWIGHT ST, ELGIN, IL 60120-7931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK |
| Jan 05, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2021 · Amount on Record |
| Deed Sale | Jan 05, 2021 · Amount on Record |
| Deed Document Number | 2021612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 514 DWIGHT ST, ELGIN, IL 60120-7931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028768 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2018K028768 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 05, 2021 |
| Property Address | 514 DWIGHT ST, ELGIN, IL 60120-7931 |
| Document Number | 0000000612 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2021K000612 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 DWIGHT ST, 514, ELGIN, IL 60120-7931 |
| Name | Verified Name |
|---|---|
| Address | 645 CHAPEL, ELGIN, IL |
| Document Number | 0000000613 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021K000613 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Rate | 2.99% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,010.00 (+15.76%) Homeowner's exemption | $60,568 (+8.57%) Land $10,464 Building $50,104 | $181,777 (+8.57%) Land $31,405 Building $150,372 |
| 2024 | $55,787 (+21.39%) Land $9,638 Building $46,149 | $167,428 (+21.44%) Land $28,926 Building $138,502 | |
| 2022 | $3,464.00 (+5.07%) Homeowner's exemption | $45,955 (+6.96%) Land $7,939 Building $38,016 | $137,865 (+6.96%) Land $23,817 Building $114,048 |
| 2021 | $3,297.00 Homeowner's exemption | $42,964 Land $7,422 Building $35,542 | $128,892 Land $22,266 Building $106,626 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 585 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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