427 Dwight St, Elgin, IL 60120 Property Records

Kane County property record for 427 Dwight St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,772 sqft · built 1916
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Aug 2001)
Tax Bill$5,939 (2025)
Flood ZoneZone X (minimal risk)
APN06-24-406-007

Property Details

APN / Parcel Number

Primary APN06-24-406-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,772 sqft Living Area
Gross Area2,608 sqft
Basement Area836 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address427 DWIGHT ST
CityELGIN
StateIL
Zip60120-8309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADDN LOT 14 BLOCK 2
Legal SubdivisionFAIRVIEW ADDN
Legal Block2
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6011
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 DWIGHT ST, ELGIN, IL 60120-8309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2001 · Amount on Record
Deed SaleAug 14, 2001 · Amount on Record
Prior SaleAug 30, 1994 · Amount on Record
Deed Document Number200183683
Prior Transfer DateJul 24, 1997
Prior Transfer Doc0000050752
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,939.00 (+15.82%) Homeowner's exemption$85,857 (+8.57%) Land $14,288 Building $71,569$257,674 (+8.57%) Land $42,881 Building $214,793
2024$79,080 (+21.39%) Land $13,160 Building $65,920$237,335 (+21.44%) Land $39,496 Building $197,839
2022$5,128.00 (+4.7%) Homeowner's exemption$65,144 (+6.96%) Land $10,841 Building $54,303$195,432 (+6.96%) Land $32,523 Building $162,909
2021$4,898.00 Homeowner's exemption$60,905 Land $10,136 Building $50,769$182,715 Land $30,408 Building $152,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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