507 Dwight St, Elgin, IL 60120 Property Records

Kane County property record for 507 Dwight St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,464 sqft · built 1957
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Aug 1998)
Tax Bill$6,592 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-24-432-001

Property Details

APN / Parcel Number

Primary APN06-24-432-001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,464 sqft Living Area
Gross Area3,696 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address507 DWIGHT ST
CityELGIN
StateIL
Zip60120-7930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDEKERS ADDN LOT 2 BLOCK 6
Legal SubdivisionREDEKERS ADDN
Legal Block6
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1008
Census Tract851400

Owner

Source: Kane County records · APN 06-24-432-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address507 DWIGHT ST, ELGIN, IL 60120-7930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jan 22, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 1998 · Amount on Record
Deed SaleAug 10, 1998 · Amount on Record
Prior SaleAug 13, 1996 · Amount on Record
Deed Document Number199871219
Last Transfer DateFeb 23, 2001
Transfer Doc0000022099
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateApr 22, 2026
Property Address507 DWIGHT ST, ELGIN, IL 60120-7930
Document Number0000016329
Instrument DateMar 24, 2026
Instrument202616329
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 DWIGHT ST, ELGIN, IL 60120-7930

Mortgage

Document Number0000016329,
DateApr 22, 2026
Instrument202616329
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2056
Interest
Rate5.98%
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address505 DWIGHT ST # 7, 7, ELGIN, IL 60120-7930
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002881
DateJan 22, 2019
Instrument2019K002881
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,592.00 (+4.32%) Homeowner's exemption
2024$6,319.00 (+11.03%)$86,964 (+21.39%) Land $15,282 Building $71,682$260,996 (+21.44%) Land $45,864 Building $215,132
2022$5,691.00 (+4.61%) Homeowner's exemption$71,638 (+6.96%) Land $12,589 Building $59,049$214,914 (+6.96%) Land $37,767 Building $177,147
2021$5,440.00 Homeowner's exemption$66,977 Land $11,770 Building $55,207$200,931 Land $35,310 Building $165,621

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
10 of 11 on primary residences
Nearby Flood Claims102 (1979–2020)
Claims Outside the SFHA11 of 102
Most Recent ClaimMay 2020, rainfall accumulation
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 14 claims
  • Severe Storms And Flooding (Sep 2008), 35 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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