Kane County property record for 374 Dwight St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,713 sqft · built 1932 |
| Lot Size | 0.186 acres (8,118 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,332 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-403-010 |
| Primary APN | 06-24-403-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,713 sqft Living Area |
| Gross Area | 2,906 sqft |
| Basement Area | 1,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Construction Type | Frame |
| Lot Area | 8,118 sqft (0.186 acres) |
| Lot Dimensions | 132 ft deep x 62 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 374 DWIGHT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH PARK ADDN LOT 10 BLOCK 2 |
| Legal Subdivision | SOUTH PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 851400 |
Source: Kane County assessment roll, APN 06-24-403-010, as of December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2132 BELVIDERE LINE DR, ELGIN, IL 60123-2585 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0000034943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2026 |
| Property Address | 374 DWIGHT ST, ELGIN, IL 60120-8526 |
| Document Number | 0000001666 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026K001666 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2132 BELVIDERE LINE DR, ELGIN, IL 60123-2585 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 23, 2021 |
| Property Address | 374 DWIGHT ST, ELGIN, IL 60120-8526 |
| Document Number | 0000022532 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021K022532 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 374 DWIGHT ST, ELGIN, IL 60120-8526 |
| Document Number | 0000022533 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021K022533 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,332.00 (+3.5%) | ||
| 2024 | $6,118.00 (+21.22%) | $76,458 (+31.34%) Land $12,781 Building $63,677 | $229,466 (+31.39%) Land $38,358 Building $191,107 |
| 2022 | $5,047.00 (+3.95%) | $58,215 (+6.96%) Land $10,529 Building $47,686 | $174,645 (+6.96%) Land $31,587 Building $143,058 |
| 2021 | $4,855.00 | $54,427 Land $9,844 Building $44,583 | $163,281 Land $29,532 Building $133,749 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 585 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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