Union County property record for 514 Circle Trace Rd, Monroe, NC 28110 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,290 sqft Living Area |
| Lot Size | 11,195 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2006) |
| Tax Bill | $2,824.00 (2025) |
| Primary APN | 06-006-073 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,290 sqft Living Area |
| Gross Area | 3,752 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,195 sqft (0.257 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 514 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7674 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #11 POTTERS TRACE PH1 OPCG052 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-073
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2006 · Amount on Record |
| Deed Sale | Jun 30, 2006 · Amount on Record |
| Prior Sale | Feb 02, 2005 · Amount on Record |
| Deed Doc Number | 200629323 |
| Deed Book / Page | 4214 / 796 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 514 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0008440435 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 8440/435 |
| Instrument | 11930 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 514 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7458887 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 7458/887 |
| Instrument | 0026851 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+37.96%) | $579,800 (+80.79%) Land $102,000 Building $477,800 | $579,800 (+80.79%) Land $102,000 Building $477,800 |
| 2023 | $2,047.00 | $320,700 Land $56,600 Building $264,100 | $320,700 Land $56,600 Building $264,100 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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