509 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 509 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	2,772 sqft Living Area
Lot Size	17,729 sqft (0.407 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2019)
Tax Bill	$2,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-105`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,772 sqft Living Area
Gross Area	3,252 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,729 sqft (0.407 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	476 sqft Garage
Porch Area	177 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	509 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7674
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#55 POTTERS TRACE PH1 OPCG052 & #55B POTTERS TRACE OPCL286
Legal Subdivision	POTTERS TRACE
Legal Lot Number	55
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2016
Census Tract	20308

Owner

Source: Union County records · APN 06-006-105

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 CIRCLE TRACE RD, MONROE, NC 28110-7674
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Jan 24, 2011 · Amount on Record
Deed Doc Number	201916192
Deed Book / Page	7390 / 273
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 11, 2019
Property Address	509 CIRCLE TRACE RD, MONROE, NC 28110-7674
Document Number	0007390273
Book / Page	7390 / 273
Map Reference	CAB L FILE 286
Instrument Date	Jun 11, 2019
Instrument	0016192
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2503 KNIGHTS CT, 2503, MONROE, NC 28110-8414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CIRCLE TRACE RD, MONROE, NC 28110-7674

Mortgage

Document Number	0000016193
Date	Jun 11, 2019
Instrument	0016193

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+37.39%)	$537,100 (+79.99%) Land $102,000 Building $435,100	$537,100 (+79.99%) Land $102,000 Building $435,100
2023	$1,904.00	$298,400 Land $56,600 Building $241,800	$298,400 Land $56,600 Building $241,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.