515 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 515 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage3,058 sqft Living Area
Lot Size16,858 sqft (0.387 acres)
OccupancyOwner Occupied
Last Sale$308,000 (2018)
Tax Bill$2,725.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-006-102

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area3,058 sqft Living Area
Gross Area3,518 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,858 sqft (0.387 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address515 CIRCLE TRACE RD
CityMONROE
StateNC
Zip28110-7674
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 58 POTTERS TRACE PH1 OPCG567 & LOT 58B OPCL286
Legal SubdivisionPOTTERS TRACE
Legal Lot Number58,58B
JurisdictionUNION NC
Minor Civil DivisionSANDY RIDGE
Census Blockgroup2
Census Block2016
Census Tract20308

Owner

Source: Union County records · APN 06-006-102

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 CIRCLE TRACE RD, MONROE, NC 28110-7674
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Nov 09, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2018 · Amount on Record
Deed SaleNov 09, 2018 · Amount on Record
Prior SaleApr 05, 2011 · Amount on Record
Deed Doc Number201831460
Deed Book / Page7266 / 662
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address515 CIRCLE TRACE RD, MONROE, NC 28110-7674
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7742321
DateJul 21, 2020
Book Page7742/321
Instrument27021
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 09, 2018
Property Address515 CIRCLE TRACE RD, MONROE, NC 28110-7674
Document Number0007266662
Book / Page7266 / 662
Map ReferenceCAB G FILE 567
Instrument DateNov 09, 2018
Instrument0031460
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1528, INDIAN TRAIL, NC 28079-1528

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 CIRCLE TRACE RD, MONROE, NC 28110-7674

Mortgage

Document Number0000031461
DateNov 09, 2018
Instrument0031461
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,725.00 (+38.32%)$559,500 (+81.3%) Land $102,000 Building $457,500$559,500 (+81.3%) Land $102,000 Building $457,500
2023$1,970.00$308,600 Land $56,600 Building $252,000$308,600 Land $56,600 Building $252,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Circle Trace Rd

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