512 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 512 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	2,176 sqft Living Area
Lot Size	17,729 sqft (0.407 acres)
Occupancy	Owner Occupied
Last Sale	$500 (2011)
Tax Bill	$2,432.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	2,176 sqft Living Area
Gross Area	4,792 sqft Gross Area
Basement Area	2,176 sqft Basement
Finished Basement	1,908 sqft Finished
Unfinished Basement	268 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,729 sqft (0.407 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	312 sqft Deck
Patio Area	312 sqft Patio
Porch Area	94 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	512 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7674
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#10 & 10B POTTERS TRACE PH1 512 CIRCLE TRACE RD
Legal Subdivision	POTTERS TRACE
Legal Lot Number	10
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2015
Census Tract	20308

Owner

Source: Union County records · APN 06-006-072

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 CIRCLE TRACE RD, MONROE, NC 28110-7674
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2011 · Amount on Record
Deed Sale	Jan 24, 2011 · Amount on Record
Prior Sale	Dec 08, 2006 · Amount on Record
Deed Doc Number	20111944
Deed Book / Page	5481 / 127
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	512 CIRCLE TRACE RD, MONROE, NC 28110-7674
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE RESOURCE GROUOP CCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6854551
Date	Jan 03, 2017
Book Page	6854/551
Instrument	0000139

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (+11.1%)	$499,300 (+45.61%) Land $102,000 Building $397,300	$499,300 (+45.61%) Land $102,000 Building $397,300
2023	$2,189.00	$342,900 Land $56,600 Building $286,300	$342,900 Land $56,600 Building $286,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.