514 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 514 Carol Ln, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1979
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$105,300 (Jan 1999)
Tax Bill$1,421 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-00-005-102-148

Property Details

APN / Parcel Number

Primary APN10-00-005-102-148

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,752 sqft
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions144 ft deep x 81 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address514 CAROL LN
CityELYRIA
StateOH
Zip44035-8233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHATEAU ESTATES SUB #2 84.36 X 145.48
Legal SubdivisionCHATEAU ESTATES SUB 2
Legal Block102
Legal Lot Number17
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3020
Census Tract71202

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 CAROL LN, ELYRIA, OH 44035-8233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 1999 · Amount on Record
Deed SaleJan 26, 1999 · Amount on Record
Prior SaleNov 16, 1998 · Amount on Record
Deed Document Number1999591000
Last Transfer DateAug 5, 2013
Transfer Doc20130473340
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address514 CAROL LN, ELYRIA, OH 44035-8233
Document Number0000701328
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 CAROL LN ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number0000701328
DateJan 15, 2019
Instrument701328
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term468 Months
DueJan 14, 2058
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,421.00 (-27.09%) Homeowner's exemption$51,000 (+0.02%) Land $14,980 Building $36,020$145,690 (-) Land $42,790 Building $102,900
2024$1,949.00 (+4.84%)$50,992 (+17.77%) Land $14,977 Building $36,015$145,690 (+17.77%) Land $42,790 Building $102,900
2023$1,859.00 (-0.85%)$43,299 (%) Land $11,540 Building $31,759$123,710 (-) Land $32,970 Building $90,740
2022$1,875.00$43,300 Land $11,540 Building $31,760
2021$123,710 Land $32,970 Building $90,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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