Lorain County property record for 521 Carol Ln, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,421 sqft · built 1982 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Dec 2024) |
| Tax Bill | $3,009 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-170 |
| Primary APN | 10-00-005-102-170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 461 sqft |
| Attic Area | 461 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 125 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 1,012 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 394 sqft |
| Patio Area | 224 sqft |
| Heating System | HVAC |
|---|
| Street Address | 521 CAROL LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHATEAU ESTATES SUB #2 84.31 X 125.20 |
| Legal Subdivision | CHATEAU ESTATES SUBDIVISION #2 |
| Legal Block | 102 |
| Legal Lot Number | 39 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-170
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CAROL LN, ELYRIA, OH 44035-8230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 05, 2018 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2024 · Amount on Record |
| Deed Sale | Dec 05, 2024 · Amount on Record |
| Prior Sale | Mar 29, 2023 · Amount on Record |
| Deed Document Number | 2024006550 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 29, 2023 |
| Property Address | 521 CAROL LN, ELYRIA, OH 44035-8230 |
| Document Number | 0000910851 |
| Map Reference | VOL 34 PG 25-27 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-0910851 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CAROL LN, ELYRIA, OH 44035-8230 |
| Document Number | 0000910852 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023-0910852 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 05, 2018 |
| Property Address | 521 CAROL LN, ELYRIA, OH 44035-8230 |
| Document Number | 0000663676 |
| Map Reference | MB 34 PG 25&26&27 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 2018-0663676 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CAROL LN, ELYRIA, OH 44035-8230 |
| Document Number | 0000663677 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 2018-0663677 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,009.00 | $63,910 (-0.01%) Land $13,640 Building $50,270 | $182,620 (-) Land $38,980 Building $143,640 |
| 2024 | $3,009.00 (+6.1%) | $63,917 (+25.79%) Land $13,643 Building $50,274 | $182,620 (+25.79%) Land $38,980 Building $143,640 |
| 2023 | $2,836.00 (+0.32%) | $50,813 (+0.01%) Land $10,514 Building $40,299 | $145,180 (-) Land $30,040 Building $115,140 |
| 2022 | $2,827.00 | $50,810 Land $10,510 Building $40,300 | |
| 2021 | $145,180 Land $30,040 Building $115,140 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 528 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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