481 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 481 Carol Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,709 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Jan 2018)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-070`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	346 sqft
Attic Area	461 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	80 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	481 CAROL LN
City	ELYRIA
State	OH
Zip	44035-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RDG HTS SUB #5 70 X 125 S/L 237
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #5
Legal Block	101
Legal Lot Number	237
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1012
Census Tract	71202

Owner

Source: Lorain County assessment roll, APN 10-00-005-101-070, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	428 OAKDALE CIR, ELYRIA, OH 44035-0908
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Jul 07, 2005 · Amount on Record
Deed Document Number	2018000150
Record Updated	Jun 08, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 12, 2018
Property Address	481 CAROL LN, ELYRIA, OH 44035-8207
Document Number	0000658225
Map Reference	VOL 38 PG 7
Instrument Date	Jan 05, 2018
Instrument	2018-0658225
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231-4048

Mortgage

Document Number	0000658226
Date	Jan 12, 2018
Instrument	2018-0658226

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00	$61,440 (+%) Land $17,840 Building $43,600	$175,540 (-) Land $50,980 Building $124,560
2024	$3,070.00 (+6.97%)	$61,439 (+21.2%) Land $17,843 Building $43,596	$175,540 (+21.2%) Land $50,980 Building $124,560
2023	$2,870.00 (+0.63%)	$50,691 (+%) Land $13,017 Building $37,674	$144,830 (-) Land $37,190 Building $107,640
2022	$2,852.00	$50,690 Land $13,020 Building $37,670
2021			$144,830 Land $37,190 Building $107,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930712021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 528 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.