Lorain County property record for 475 Carol Ln, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2026) |
| Tax Bill | $2,441.00 (2024) |
| Primary APN | 10-00-005-101-071 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,248 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 90 sqft Deck |
| Patio Area | 210 sqft Patio |
| Canopy Area | 90 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 475 CAROL LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB #5 70 X 125 |
| Legal Subdivision | CHESTNUT RIDGE HTS SUB 5 |
| Legal Block | 101 |
| Legal Lot Number | 238 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-071
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 142 JERROL CT, ELYRIA, OH 44035-8430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Survivorship Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN MIDWEST MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Oct 01, 2018 · Amount on Record |
| Deed Doc Number | 202689772 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 30, 2026 |
| Property Address | 475 CAROL LN, ELYRIA, OH 44035-8271 |
| Document Number | 0000089772 |
| Map Reference | VOL 38 PG 7 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026-0089772 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Title Company | TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 142 JERROL CT, ELYRIA, OH 44035-8430 |
| Document Number | 0000089773 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-0089773 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 01, 2018 |
| Property Address | 475 CAROL LN, ELYRIA, OH 44035-8271 |
| Document Number | 0000689488 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 689488 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 475 CAROL LN ELYRIA OH 440358271, ELYRIA, OH 44035-8271 |
| Document Number | 689489 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 689489 |
| Name | AMERICAN MIDWEST MTG CORP |
|---|---|
| Address | PARMA HEIGHTS, OH 44130 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,429.00 (-0.49%) Homeowner's exemption | $51,590 (-0.01%) Land $17,840 Building $33,750 | $147,410 (-) Land $50,980 Building $96,430 |
| 2024 | $2,441.00 (+7.87%) | $51,594 (+24.22%) Land $17,843 Building $33,751 | $147,410 (+24.22%) Land $50,980 Building $96,430 |
| 2023 | $2,263.00 (+0.35%) | $41,535 (-0.01%) Land $13,017 Building $28,518 | $118,670 (-) Land $37,190 Building $81,480 |
| 2022 | $2,255.00 | $41,540 Land $13,020 Building $28,520 | |
| 2021 | $118,670 Land $37,190 Building $81,480 |
475 Carol Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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