Grayson County property record for 513 W Gandy St, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 3,002 sqft · built 1875 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,214 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D016 3204077 |
| Primary APN | D016 3204077 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,002 sqft Living Area |
| Gross Area | 3,315 sqft |
| 1st Floor Area | 3,002 sqft |
| Upper Floors Area | 1,501 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Screened Porch |
| Porch Area | 851 sqft |
| Utility Building | 144 sqft |
| Street Address | 513 W GANDY ST |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEVENS ADDN, BLOCK 9, LOT 13, ACRES .1722 |
| Legal Subdivision | STEVENS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 501 |
513 W Gandy St is owned by a company that acquired it in December 2025 and is owner-occupied.
Source: Grayson County records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 522 W GANDY ST, DENISON, TX 75020-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MUSTANG CREDIT SOLUTIONS LLC |
| Dec 8, 2025 | Warranty Deed, Transfer |
| Dec 10, 2025 | Vendor's Lien, Transfer · Stand-Alone First Mortgage MUSTANG CREDIT SOLUTIONS LLC |
| Oct 1, 2017 | Loan Modification, Mortgage FIRST UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Dec 8, 2025 · Amount on File |
| Deed Document Number | 202532002 |
| Prior Transfer Date | Oct 1, 2010 |
| Prior Transfer Doc | 0000019556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 513 W GANDY ST, DENISON, TX 75020-3156 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6136 FRISCO SQUARE BLVD 200, 200, FRISCO, TX 75034-3247 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031846 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-31846 |
| Name | MUSTANG CREDIT SOLUTIONS LLC |
|---|---|
| Address | 4400 W VICKERY BLVD, FORT WORTH, TX 76107 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 8, 2025 |
| Property Address | 513 W GANDY ST, DENISON, TX 75020-3156 |
| Document Number | 0000031749 |
| Map Reference | VOL 28 PG 362 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-31749 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 W GANDY ST, DENISON, TX 75020-3156 |
| Name | Verified Name |
|---|---|
| Address | 2210 TURTLE CREEK DR, SHERMAN, TX 75092-3024 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 10, 2025 |
| Property Address | 513 W GANDY ST, DENISON, TX 75020-3156 |
| Document Number | 0000032002 |
| Map Reference | VOL 28 PG 362 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-32002 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 TURTLE CREEK DR, SHERMAN, TX 75092-3024 |
| Name | Verified Name |
|---|---|
| Address | 522 W GANDY ST, DENISON, TX 75020-3267 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031846 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-31846 |
| Name | MUSTANG CREDIT SOLUTIONS LLC |
|---|---|
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 513 W GANDY ST, DENISON, TX 75020-3156 |
| Document Number | 0000028102 |
| Instrument Date | Oct 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 513 W GANDY ST DENISON TX 750203156, DENISON, TX 75020-3156 |
| Document Number | 0000028102 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 28102 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75020 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Dec 6, 2030 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,913 Land $52,500 Building $135,413 | $187,913 Land $52,500 Building $135,413 | |
| 2024 | $1,214.00 | ||
| 2023 | $180,691 Land $51,000 Building $129,691 | $180,691 Land $51,000 Building $129,691 | |
| 2022 | $2,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 W Gandy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 513 W Gandy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Bluepeak, Nextlink, T-Mobile.
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