504 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 504 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	784 sqft · built 1950
Lot Size	0.063 acres (2,749 sqft)
Owner	Individual Name on File
Tax Bill	$3,634 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D016 320408901`

Property Details

APN / Parcel Number

Primary APN	`D016 320408901`
Alternative APN	`143241`

Interior

Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2013
Lot Area	2,749 sqft (0.063 acres)
Lot Dimensions	55 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	25 sqft

Location & Zoning

Account Number	143241
Old Parcel Number	D016 320408901
Street Address	504 W GANDY ST
City	DENISON
State	TX
Zip	75020-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS ADDN, BLOCK 12, LOT N 60FT 2, ACRES .0631
Legal Subdivision	STEVENS ADDN
Legal Block	12
Legal Lot Number	N
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

504 W Gandy St is owned by an individual who acquired it in April 2023.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	3502 TEXOMA PKWY, SHERMAN, TX 75090-1918
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 30, 2018	Warranty Deed, Transfer RED RIVER TITLE INC
Jan 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023
Deed Sale	Apr 28, 2023
Prior Sale	Jan 11, 2017
Deed Document Number	2023-10909
Record Updated	Jun 8, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 28, 2023
Property Address	504 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000010909
Map Reference	VOL 28 PG 362&363
Instrument Date	Apr 27, 2023
Instrument	2023-10909
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 S CLEMENTS ST, GAINESVILLE, TX 76240-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 W GANDY ST, DENISON, TX 75020-3157

Mortgage

Document Number	0000010910
Date	Apr 28, 2023
Instrument	2023-10910

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 30, 2018
Property Address	504 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000009347
Instrument Date	Apr 27, 2018
Instrument	9347
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 998 KRUM TX 762490998, KRUM, TX 76249-0998

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 11, 2017
Property Address	504 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000000687
Book / Page	005933 / 000650
Instrument Date	Jan 10, 2017
Instrument	687
Transaction Type	Transfer
Record Updated	Feb 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 FOUNDERS WAY MELISSA TX 754540373, MELISSA, TX 75454-0373

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,290 Land $47,094 Building $110,196	$157,290 Land $47,094 Building $110,196
2024	$3,634.00
2023		$88,306 Land $19,250 Building $69,056	$88,306 Land $19,250 Building $69,056
2022	$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 W Gandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 W Gandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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