511 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 511 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 1900
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$154,600 (May 2021)
Tax Bill	$2,484 (2024)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`D016 3204078`

Property Details

APN / Parcel Number

Primary APN	`D016 3204078`
Alternative APN	`143229`

Interior

Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,838 sqft
Upper Floors Area	919 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1982
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	504 sqft

Location & Zoning

Street Address	511 W GANDY ST
City	DENISON
State	TX
Zip	75020-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS ADDN, BLOCK 9, LOT 14, ACRES .1722
Legal Subdivision	STEVENS ADDN
Legal Block	9
Legal Lot Number	14
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2032
Census Tract	501

Owner

Source: Grayson County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	527 W GANDY ST, DENISON, TX 75020-3156
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST TEXOMA NATIONAL BANK
Jan 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	202115910
Record Updated	Jun 8, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 14, 2021
Property Address	511 W GANDY ST, DENISON, TX 75020-3156
Document Number	0000015910
Map Reference	VOL 28 PG 362
Instrument Date	May 13, 2021
Instrument	2021-00015910
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 S MAXEY ST, 1114, SHERMAN, TX 75090-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 W GANDY ST, DENISON, TX 75020-3156

Mortgage

Document Number	0000015911
Date	May 14, 2021
Instrument	2021-00015911

Lender

Name	FIRST TEXOMA NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 27, 2017
Property Address	511 W GANDY ST, DENISON, TX 75020-3156
Document Number	0000001747
Book / Page	005940 / 000535
Instrument Date	Dec 22, 2016
Instrument	1747
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W GANDY ST DENISON TX 750203156, DENISON, TX 75020-3156

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,427 (-0.43%) Land $52,500 Building $52,927	$105,427 (-0.43%) Land $52,500 Building $52,927
2024	$2,484.00 (+2.64%)
2023		$105,877 Land $51,000 Building $54,877	$105,877 Land $51,000 Building $54,877
2022	$2,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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