512 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 512 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,672 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,600 (Feb 2023)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D016 3204091`

Property Details

APN / Parcel Number

Primary APN	`D016 3204091`
Alternative APN	`143243`

Interior

Stories	1 Story
Building Area	2,672 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	2,672 sqft
Upper Floors Area	1,328 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	568 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Location & Zoning

Street Address	512 W GANDY ST
City	DENISON
State	TX
Zip	75020-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS ADDN, BLOCK 12, LOT 4, ACRES .1722
Legal Subdivision	STEVENS ADDN
Legal Block	12
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	502

Owner

Source: Grayson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 W GANDY ST, DENISON, TX 75020-3157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 27, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 3, 2017	Warranty Deed, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	20234592
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0000023547
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 24, 2023
Property Address	512 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000004592
Map Reference	VOL 28 PG 362
Instrument Date	Feb 23, 2023
Instrument	2023-4592
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 W GANDY ST, DENISON, TX 75020-3157

Mortgage

Document Number	0000004593
Date	Feb 24, 2023
Instrument	2023-4593

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 18, 2020
Property Address	512 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000025283
Instrument Date	Sep 18, 2020
Instrument	25283
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 W MASHTA DR #1 KEY BISCAYNE FL 331492431, 1, KEY BISCAYNE, FL 33149-2431

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	May 27, 2020
Property Address	512 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000012487
Instrument Date	May 27, 2020
Instrument	12487
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 W MAIN ST #101 DENISON TX 750203287, 101, DENISON, TX 75020-3287

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 3, 2017
Property Address	512 W GANDY ST, DENISON, TX 75020-3157
Document Number	0000004439
Book / Page	005959 / 000445
Instrument Date	Mar 3, 2017
Instrument	4439
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 LOY LAKE RD DENISON TX 750207139, DENISON, TX 75020-7139

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00 (+0.58%)	$241,484 (+6.83%) Land $52,500 Building $188,984	$241,484 (+6.83%) Land $52,500 Building $188,984
2024	$5,565.00 (+24.47%)
2023		$226,043 Land $51,000 Building $175,043	$226,043 Land $51,000 Building $175,043
2022	$4,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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